Terms of Service

LAST UPDATED: FEBRUARY 6, 2026

Terms and Conditions

These Terms and Conditions (“Terms”) govern your use of the website located at https://appreciationfinancial.com (“Website”), owned and operated by Appreciation Financial, LLC (“Appreciation Financial,” “we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use this Website.

1. Acceptance of Terms

By accessing and using this Website you agree to comply with and be legally bound by all the terms, conditions, and notices contained or referenced herein. Appreciation Financial may update or modify these Terms at any time, and such modifications shall be effective immediately upon posting. Continued use of the Website after updates constitutes acceptance of those changes.

2. Use of the Website

2.1 Eligibility

You represent and warrant that:

You are at least 18 years old.

You have the legal capacity to enter into and abide by these Terms.

2.2 Permitted Use

This Website is provided for your personal, non-commercial use only. You may not:

Copy, distribute, reproduce, republish, download, display, post, or transmit any part of the Website without our prior written consent;

Use the Website for any unlawful purpose or in a way that could damage, disable, or impair the Website or its availability to others.

3. Professional Services Disclaimer

The content on this Website, including text, images, videos, and other materials, is provided for general informational purposes only and does not constitute:

Financial, legal, tax, or investment advice;

An offer to sell or a solicitation of an offer to buy any financial product or service.

You should always consult a qualified professional before making financial decisions.

4. Intellectual Property

All content and materials available on this Website, including the design, text, graphics, logos, icons, and images, are owned by or licensed to Appreciation Financial and are protected by applicable intellectual property laws. You may not use any content from the Website without our express written permission.

5. Third-Party Links and Resources

The Website may contain links to third-party websites, services, or resources. These links are provided solely as a convenience and do not signify our endorsement. Appreciation Financial is not responsible for the content, availability, or practices of third-party sites.

6. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, share, and protect your personal information. By using the Website, you consent to all actions taken by us with respect to your information in compliance with that policy. (appreciationfinancial.com)

7. Disclaimers and Limitation of Liability

7.1 No Warranties

The Website is provided “as is” and “as available.” Appreciation Financial disclaims all warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, fitness for a particular purpose, or non-infringement.

7.2 Limitation of Liability

To the maximum extent permitted by applicable law, Appreciation Financial and its affiliates, officers, directors, employees, agents, and contractors shall not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the Website.

8. Indemnification

You agree to defend, indemnify, and hold harmless Appreciation Financial, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorneys’ fees) arising from:

Your use of the Website;

Your violation of these Terms; or

Your violation of any applicable law or rights of a third party.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, United States, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Nevada.

10. Termination

Appreciation Financial may, in its sole discretion, suspend or terminate your access to all or part of the Website at any time, with or without notice and for any reason, including without limitation your violation of these Terms.

11. Contact Us

If you have any questions about these Terms or the Website, you may contact us at:

Appreciation Financial

Email: [email protected]

Phone: (877) 492-5158 (appreciationfinancial.com)

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